Independent Financial Advisers or IFAs ffer independent advice on financial matters to their clients and recommend suitable financial products. The term was developed to reflect a UK regulatory position and has a specific UK meaning, although it has been adopted in other parts of the world. Typically an Independent Financial Adviser will conduct a detailed survey of their client’s financial position, preferences and objectives. They will then advise appropriate action to meet the client’s objectives; and if necessary recommend a suitable financial product to match the client’s needs.